SMS Messaging Terms & Opt-In Policy

Last updated: August 24, 2026

Who we are

MaXsave Insurance (a DBA of Korkes Enterprises LLC) is a licensed life insurance agency specializing in final expense coverage. We can be reached at (888) 561-6302 or saver@maxsaveins.com, and our business address is 656 Jefferson Avenue, El Cajon, CA 92020. A description of the agency and this text message program is published at MaXsave Insurance.

About our text messages

We send customer care text messages to consumers who have requested a life or final-expense insurance quote from us by telephone. Our messages relate directly to that request — confirming your information, scheduling callbacks, answering coverage questions, and following up on an application in progress. These are conversational, service-oriented messages. We do not send promotional or marketing blasts.

Texts come from your agent’s direct line (a San Diego 619 number) or from our toll-free number, (888) 561-6302.

Our only opt-in method: verbal consent on a call you placed

Consent to receive text messages from MaXsave Insurance is obtained one way only — verbally, during a phone call that you initiated. We do not collect texting consent through any web form, checkbox, keyword, paper form, or point-of-sale device. We do not purchase, rent, or import phone number lists, and we never text a consumer who has not called us.

The opt-in workflow, start to finish

  1. You see an advertisement and call the number in it. Advertising partners promote final expense life insurance across television, streaming, and online placements. Those advertisements display a phone number that routes the call to a licensed MaXsave Insurance agent. You may also call our published number, (888) 561-6302, directly. In every case you place the call to us — we do not cold-call or cold-text.
  2. We disclose that the line is recorded. Every call begins with a recording disclosure before any information is discussed.
  3. A licensed agent discusses your quote — your age, health, budget, and the coverage options available to you.
  4. The agent asks for texting consent, in these words:
    “Is it okay if I text you about your quote? You can reply STOP at any time. Message frequency varies, and message and data rates may apply.”
  5. Only consumers who say yes are ever texted, and only about the inquiry they called us about. A caller who says no, or says nothing, is not texted.
  6. Your answer is retained as evidence. Because the call is recorded and transcribed, your verbal agreement is preserved as an audio recording that can be produced on request.

Consent is voluntary and is never a condition of service

Agreeing to receive texts is entirely optional. It is not a condition of receiving a quote, speaking with an agent, purchasing a policy, or using anything else we offer. A consumer who declines receives exactly the same service by phone. Consent is never bundled into a purchase, an application, or any other agreement, and it is never pre-checked or assumed — the agent must ask, and you must affirmatively say yes.

We do not share or sell your mobile opt-in information or phone number with third parties for their own marketing purposes.

Message frequency

Message frequency varies by your conversation with us — typically about 2–5 messages per month.

Message and data rates

Message and data rates may apply, depending on your mobile carrier and plan.

Getting help

Reply HELP to any message for assistance, or contact customer service at (855) 748-4105 or saver@maxsaveins.com.

Opting out

You can cancel at any time by replying STOP to any message. After you reply STOP, we will send one confirmation message and then send you no further texts. To resume, reply START.

Carrier disclaimer

Carriers are not liable for delayed or undelivered messages.

More information

See our Terms of Service and Privacy Policy for more details.