Final expense life insurance

Coverage that pays for a funeral, so your family doesn’t have to.

MaXsave Insurance is a licensed life insurance agency. We help people compare final expense policies from multiple carriers over the phone, with a licensed agent who explains the options in plain language. There is no cost to talk to us, and no obligation to buy.

Call (888) 561-6302No cost, and no obligation to buy.

No cost

To talk to us

A licensed agent

On every call

Multiple carriers

Compared for you

Recorded line

Before anything else

Carriers we compare for you

  • Aetna
  • Aflac
  • AIG
  • American Amicable
  • American National Insurance Company
  • Americo
  • Chubb
  • Citizens
  • Columbian Financial Group
  • Ethos
  • F&G Annuities & Life
  • Foresters
  • Gerber
  • Great Western
  • John Hancock
  • Mutual Of Omaha
  • National Life Group
  • Prosperity
  • Royal Neighbors
  • TransAmerica
  • United Home Life

The call

What happens when you call

1

We tell you the line is recorded

Every call opens with a recording disclosure before anything else is discussed.

2

A licensed agent reviews your options

We ask about your age, health, and budget, then walk through what carriers would offer you and what it costs per month.

3

We ask before we ever text you

Near the end of the call your agent asks whether it is okay to follow up by text. Saying no changes nothing about the help you get.

Text message program

How we use text messaging

MaXsave Insurance sends customer care text messages to people who called us for a final expense quote and told their agent, on that recorded call, that texting was okay. There is no other way to opt in — we do not buy lists, we do not run text sign-up forms, and we never text someone who has not called us first.

  • Who we text: only consumers who called (888) 561-6302 (or the number in an ad that connected them to us) and verbally agreed to be texted.
  • What we send: messages about that person’s own quote — confirming details, scheduling a callback they asked for, answering coverage questions, and application status. No promotions, no marketing blasts.
  • Who it comes from: your agent’s direct line (a San Diego 619 number) or our toll-free number, (888) 561-6302.
  • How often: message frequency varies by your conversation with us — typically about 2–5 messages per month.
  • Cost: message and data rates may apply.
  • Stopping: reply STOP to any message to cancel, or HELP for help.

Read the full SMS opt-in policy, including the exact question your agent asks →

Questions people ask

Before you call

What is final expense life insurance?+

A small whole life policy, usually between a few thousand and about twenty-five thousand dollars, meant to cover a funeral, burial or cremation and leftover bills so your family is not handed the cost. It pays a cash benefit to the person you name, who can spend it on whatever is needed.

Do I need a medical exam?+

No. Final expense policies are issued on health questions, not an exam. Your agent asks about your age, health and any medications, then tells you which carriers would offer coverage and on what terms.

How much does it cost per month?+

It depends on your age, your health, the amount of coverage and the carrier, which is why we quote on the call rather than on this page. The agent compares several carriers for you and tells you the monthly price of each option before you decide anything.

What happens after I call?+

The line is recorded and we tell you so first. A licensed agent reviews your options with you, explains them in plain language, and only if you want to proceed helps you apply. There is no cost to talk and no obligation to buy.

Who is MaXsave Insurance?+

A licensed, independent life insurance agency. Independent means we compare policies from multiple carriers for you instead of selling one company’s product.

Will you text me?+

Only if you called us and told your agent on that recorded call that texting is okay. Messages are about your own quote, never promotions, and you can reply STOP at any time.

Ready to talk it through?

A licensed agent picks up, explains the options in plain language, and you decide. There is no cost to talk to us, and no obligation to buy.

No cost to call

No obligation to buy

Licensed agents only